The Facts on Adjustable Rate Mortgages. Understanding the Moving Parts

Friday, October 13, 2017
9 AM - 11 AM

PSAR East County
1150 Broadway
El Cajon, CA 92021

Cost: FREE for PSAR & NSDCAR members
$20 Non-members
Be trained by SDSU Lecturer Mark Goldman! Listen to a college lecturer without taking on student loans! Applications for adjustable rate mortgages are on the rise. Learn how to answer your client’s questions. This workshop will be covering the following topics:

  • Explanation of Index and Margin
  • Interest rate limits [caps]
  • How caps affect the interest rate
  • How to determine fully indexed interest rate
  • How to calculate loan payments when the interest rate adjusts

Instructor: Mark H. Goldman, CCIM H. G. Fenton Lecturer, Finance Department, San Diego State University

Mark Goldman has 30 years of real estate finance experience. He has been a top producing residential mortgage broker in San Diego since 1991. He is currently a senior loan officer with C2 Financial Corporation. Goldman is also a principal of The London Group, a real estate consulting and litigation support firm.
In addition to lending solutions, Mark teaches real estate investments and finance to undergraduate students at San Diego State University. He has written training materials and textbooks on real estate investment analysis and finance. Mark obtained the Certified Commercial Investment Member (CCIM) designation for commercial real estate consultation in 1986. He has been quoted on mortgage matters in newspapers and been on the radio and TV to discuss mortgage topics. He presents seminars to real estate professionals on timely mortgage topics. Mark also has a passion for training young people in financial literacy.